Rental Car
Many
people ask if they need insurance for their rental car. The
answer is a flat out yes; you do need rental car insurance.
There are some cases that your present car insurance is
sufficient for a rental car, as well. You must check to see
that you have adequate coverage to cover your rental car. You
need to be in touch with your insurance company to find out
how much coverage you already have. In most cases, if you are
not using the car for business purposes, your present
insurance will cover the rental car. You need to check the
specifics and make sure you have comprehensive insurance to
cover your rental car. Check also with your credit card
company and find out which type of insurance coverage they
offer for a rental car. Be aware that the levels of coverage
vary. If you do not have sufficient insurance you can purchase
an insurance policy at the rental car office. Rental car
counter insurance will offer you the following coverage:
collision damage waiver, liability insurance, personal
accident insurance and personal effects coverage. Some rental
car companies provide full polices making certain that you
will be covered for all your necessary needs. Depending on the
rental car company, state and the type of car you rent the
cost of insurance at the rental car counter will vary. For
your information the rental car companies may check your
financial credit and driving history and can deny you coverage.
It is recommended to check with the rental car company to find
out its policy.
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